Same-day coverage. Same-day certificates. Same-day peace of mind.
"The new product is great, easy to quote and very quick to bind. I told everyone in the office how competitive and easy it is to use."
- Michael (GUARD Producer)
Insurance Solutions for Artisan Contractors!
Recognizing that small- to mid-sized trade contractors can have little property exposure but still need an adequate level of insurance for their business, we are excited to introduce a new turnkey solution that simplifies the buying process for artisan contractors.
Initially available in Arizona, Illinois, Indiana, Michigan, Minnesota, and Pennsylvania, we are working on additional states for launch later this year.
CONTRACTORS GENERAL LIABILITY
Our Contractors General Liability coverage is designed to provide financial protection against third-party claims for bodily injury, property damage, and more with popular industry add-ons available including those below.
Add-Ons:
Inland Marine
Errors & Omissions
Hired & Non-Owned Auto Liability
Blanket Additional Insured
Blanket Waiver of Subrogation
Courtney Hill - Chief Underwriter
“Artisan contractors are an important segment of GUARD’s appetite, and this launch reflects our continued focus on delivering flexible, right-sized coverage to our customer base. By pairing General Liability with companion Inland Marine coverage and other optional add-ons like Errors & Omissions and Hired and Non-Owned Auto Liability, the result is a turnkey solution that simplifies the buying process for many types of contractors.”
INLAND MARINE
Offered as a companion policy to General Liability, our Inland Marine coverage is designed to protect tools, equipment, goods and materials.
An ideal fit for contractors who:
- primarily operate at third-party locations or job sites
- need protection from third-party claims for bodily injury or property damage
- need same day coverage and certificate of insurance
- travel with/transport tools and equipment to job sites
An ideal fit for contractors who:
- primarily operate at third-party locations or job sites
- need protection from third-party claims for bodily injury or property damage
- need same day coverage and COI
- travel with/transport tools and equipment to job sites
Matt Daley - Vice President of General Liability
"Our appetite for General Liability/Inland Marine coverage is very broad. We welcome new ventures and multiple secondary class codes – including those not typically eligible under our BOP policy. We’ll consider up to 75% subcontractor exposure!"
Streamlined Submissions
Easy, intuitive navigation.
Simple and dynamic question set.
Best price, ready-to-bind coverage.
Greg Harchar - Vice President of Property & Inland Marine
“The early response to our GL/Inland Marine offering has been positive. Submissions are climbing, and our hit ratio is favorable. Feedback from our agents and brokers is critical at this stage, so please provide your Underwriting Team with any insights that can help us make this product an even better fit for your contractor business.”
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